I have an agreement with the owner of my home to take over ***?ll payments until I could get a mortgage for the home. At the ***?me of the agreement I was still in college and didn’t qualify (tip income) financially. ***?r our agreement, I have built about 7,000 in equity over the last four years. Will a lender allow me to use that ***? down payment? If not, any suggestions.
I have all the paperwork for the agreement and bank statements to show house payments.

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How could I owner finance land that I still owe on? What if they build or put something on the land and then stop paying? Is it legal to do this or does my borrower need to be involved? What is the best way to draw up a contract that will protect me? Any help with this would be greatly appreciated?

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